Health Insurance for Foreigners

Since mid-August, foreigners who live in Udon Thani Muang district have the opportunity to join the Thai national health insurance scheme. The decisive criterion is fixed residence, which must be demonstrated by the production of a yellow house book. If you are married to a Thai, it seems that you will not neccessarily need to produce a yellow house book. You can apply for the Insurance scheme by producing your spouse, marriage documents, and blue house book. If the spouse does not go with you, then the yellow house book is mandatory.


On applying for the insurance you will be subjected to a comprehensive health check at Udon Hospital next to Nongprajak Park. The entire procedure for application works as follows:



Take with you your yellow house book, passport, and if applicable, marriage certificate and identification documents of your spouse. If you can read, write and speak Thai well, then you can make the application process alone. If not, you will need to take a Thai speaker to help.

1. At the main entrance of the hospital ask where to find the room to apply for insurance. To describe the way here would be too difficult!

2. Once there, express your desire to join the insurance scheme.

3. You will be given a registration form, which is predominantly filled in in Thai. Also your photo and fingerprints will be taken. Once you have completed the form, you get a docket where the various stations are listed that you work through.

4. At the first station you now pay 2,800 baht, 2,200 for one year's insurance and 600 for your medical check. For children the insurance costs 365 baht and no health check is required.

5. At the next station, your blood pressure is measured and you will be asked about any medical conditions and allergies. In addition, your weight and height are recorded.

6. At the next station you give blood and urine samples for further investigation.

7. At the next station, the upper body is X-rayed, the images to be collected 30 minutes later at the same station.

8. Take the X-rays back to the station where your blood pressure was measured.

9. There you wait as all the results of the various tests are collated, and then you will meet a doctor to discuss any issues.

10. Lastly you return to the desk where you originally made your application to receive your insurance card.



If any health problems were identified in the investigation, you may get an appointment for the next day for further clarification or appropriate medication. In our case today antihypertensive medicine was prescribed, and, in another case, an appointment was made with a specialist at the hospital for the next day. In any case, you get the insurance card. Exclusion criteria are the presence of prohibited toxic substances (drugs) in the blood and / or urine, alcoholism, syphilis infection and tuberculosis. If you turn up with any amount of alcohol in your blood, you will probably be rejected. People with diabetes, HIV, heart disease, etc. will still be admitted to the scheme. The whole process takes up to a day (7 hours), so you should take a book or something else to pass the time.

The policy covers the cost of all medical treatments and prescribed medication in Udonthani Hospital, including cancer and HIV therapy! The cost to stay in the hospital in a ward is charged 350 baht per day (excluding food). For 700 baht per day you can stay in a private room, and for 1,500 baht per day you can have a VIP room. The insurance is valid for one year. For the renewal the same health check is required.

The insurance should be valid and available in all Thai provinces, and the fee will be the same. We expressly point out that we can only report on experiences from Udon Thani, where applicants could ensure success. We'd be happy to hear reports from other provinces, in the comments section below.

Longway skrev:

2800 baht aarligt, hvis man laener sig op ad den, ja saa er man da sikker paa at stritte hvis man fejler mere end en lille forkoelse...

Thai, muslimsk, kristen, hindu eller hva' ve' jeg.

Paulsenp.

Du har ret.

Jeg kender folk som fik en billig forsikring og bla bla bla...det lille beloeb de saa indbetalte, ja det var det som de kunne blive daekket for, saa hellere have dynen under hovedpuden...

Skeptikeren skrev:

Lyder spændende, bortset fra den der med at fremvise dåbsattest, sådan en har jeg aldrig haft. Men jeg tror man (i hvert fald i min alder) skal være forsigtig med at opsige den police man har. Skulle det ske igen at sådan ordning lukkes af regeringen, ja så står man jo der og kan ikke tegne forsikring andre steder på grund af alder. Så jeg må blive hvor jeg er selv om det er dyrt.

Somrak

Medicinsk forhåndsvurdering. En medicinsk forhåndsvurdering afgør hvorvidt du er dækket af forsikringen, hvis en eksisterende lidelse kræver behandling ...

Yonok skrev:

Ja men jeg er da helt enig i,at er man tilfreds med den forsikring man har og kan betale den,så er det da dumt at opsige den...men vi har jo alle set at der bor folk her der ikke...af den ene eller den anden grund har en forsikring og for dem ville det i mine øjne være et oplagt tilbud...så de ihvertfald ikke bare får lov til at ligge og dø,hvilket vi jo også har set eksempler på med folk helt uden en forsikring.
Dernæst vil jeg blot sige,at jeg syntes at det er lidt en skam at nogle er af den opfattelse at har man ikke (på godt dansk)rø...fuld af penge,ja så skal man blive hjemme i dk.-folk med en mindre indtægt osv. kan vel have samme udlængsel-have kone osv. hernede og så længe de mener de har et godt liv,så er det dem vel undt og for dem vil en sådan ordning jo nok være velkommen...andre der har deres på det tørre kan jo så bare undlade at få den og glæde sig over at andre der har brug for en sådan nu har mulighed for at få det.

bentmj skrev:

En god dansk ven fra Bangkok omr. var i dag på hospitalet for at få denne forsikring som denne tråd drejer sig om, men da hospitalet ringede til kontoret vedr. forsikringen var svaret at denne forsikring ikke var for "white farang".
Nogle herinde som har fået samme svar? Nogle herinde som har denne forsikring?

handy skrev:




var det ikke også kun i Udon Thani det startede som jeg husker det...god dag.